Debts

I don't know how everything started but by the time I knew I was already with a $10,000 credit card debt which with time instead of getting reduced it was getting worst. In about four years I had a almost $20,000 credit card debt for which I was only paying the minimum payment every month. At this time I was only about 19 years old and I already had approximately more then ten credit cards from almost every company possible. I was already worry by the time I hit the almost $20,000 so I try to take measures that did not work well like try not to shop much, because I was not committed to it and I kept shopping. I guess we can say I'm a shopaholic, I was spending more then I was supposed to but not anymore. Now I am careful with my shopping impulses, I try not to buy more then what I can afford. I'm so happy to say that this weekend I'm finally credit card debt free and I did it all by my self. First thing I did was cut down on my expenses which meant not to go to shopping malls not even to Target or Walmart unless it was really necessary. With all of my income tax returns from 2006 to 2010 I went paying the credit cards one by one, now I just need to keep it that. I never knew how much responsibility and how stressing is to owe so much money so young and in such a short period of time but it taught me a great lesson.